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Does a general professional liability policy cover malpractice?

A general professional liability policy may cover injuries you or a client sustain at your practice, including medical bills, lawsuits, replacing property, and other expenses. Malpractice coverage only covers malpractice—not other injuries. You should review the policy documents of your insurance policy so you know what’s included and what’s not.

How much does malpractice insurance cost for a therapist?

Some states have more favorable legal climates than others. For a general liability policy that includes malpractice insurance and that has a $1 million claim limit, therapists can expect to pay between $350 to $1,750 in annual premiums. Malpractice-only policies are slightly less. Numerous insurers offer malpractice coverage.

What insurance should a licensed professional counselor have?

Other licensed professional counselor liability insurance policies to consider include: General liability insurance: This policy can pay legal expenses related to client property damage and bodily injuries, along with advertising and personal injuries such as slander.

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